Lifestyle property has provided many New Zealander’s with a way of life that brings together the best of both worlds – a rural retreat that is still close enough to the excitement of the city. Our Lifestyle insurance package can bundle home & contents, farm assets, equipment - and even your boat!

Owning Lifestyle Property comes with its own set of insurance considerations, and these often fall outside the scope of traditional house and farm cover. To eliminate the guess work and ensure our clients can be confident they are adequately protected, Aon have designed an insurance package that caters to the specific needs of lifestyle property owners. Our experienced brokers will work with you to tailor a solution that can include:


Farm Assets

With 3 simple sum insured options to choose from, we’ve taken the hassle out of measuring farm buildings or working out what individual tools and machinery are worth. Simply choose the level of cover that best fits your needs. Cover can extend to include:

  • Animal Feed
  • Culverts
  • Fences
  • Livestock
  • Pumps

House & Contents

We have a range of polices available and you can choose which best suits your individual requirements. All polices provide replacement cover for your home and the majority of your contents. They can also include cover for your tennis court and/ or swimming pool.

Motor Vehicles

Lifestyle properties often require a number of different vehicles, some of which may only be used in the weekend. A selection of cover options are available, with negotiated premium discounts that reflect the actual vehicle use, including: Horse floats and trailers Private cars Quad bikes, farm bikes and motor cross bikes SUV’s, utes, horse trucks Tractors and accessories

Rural Liability

This protects your legal liability against accidental loss to third party property in connection with your business. Cover can extend to include levies and losses payable under the Forest & Rural Fires Act and Health and Safety Act.


Our brokers will work with you to find a solution that is unique to your needs, and our nationwide broker network means that we are never far away from where you live, work and play.

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This website contains general information only and does not take into account your individual needs or financial situation. It is important to note that limits, excesses, terms and conditions and exclusions apply to the products and services outlined on this website. Please refer to the relevant policy documents for details of cover, the provision of which is subject to the insurer’s underwriting criteria that apply at the time. Please contact us if you have any questions.