Construction Insurance

Aon understands that obtaining cost effective insurance and risk management solutions is challenging for those operating in the construction sector. There are unique challenges that you face as a contractor that most industries don’t face. This can complicate your insurance requirements and it can be confusing for you as a contractor. You just want the right solution and to sleep easy.

Talk to your local Aon broker

In recognition of the unique and often complex requirements of construction projects, Aon established our Aon Construction Division. The team is staffed by experienced specialists who understand how insurance relates to construction and your contractual requirements (for example: 3910. NZCCCS, NZIA). Aon Construction services solely the construction sector and we’re able to provide specialist insurance and risk management solutions for the unique issues faced by contractors.

Aon working for you, with you

We offer genuine knowledge of the construction industry and its issues and speak your language. We appreciate the unique aspects of each project through the development of a range of products for the industry participants including owners/ principals, contractors, project managers, consultants, engineers and architects.

Aon has the skills in all construction disciplines and designs and develops products and services either on an annual or project specific insurance programme including:

  • Contract works, construction plant, marine and associated loss of revenue coverage

  • Liability including public and products liability, professional indemnity and statutory liability

  • Specialist cover including, pollution insurance, directors and officers liability, and surety bonds

We have experience in international jurisdictions outside of New Zealand and the specific requirements and how this relates to you.

Aon leads innovation

Our substantial presence in the construction field both locally and internationally has enabled Aon to lead product innovation. We have been instrumental in designing solutions where traditional insurance does not respond, including:

  • Project professional indemnity insurance solutions that provide "insured v. insured" protection, including liability protection in alliance or collaborative working agreements where a "no liability" regime exists.
  • Development of project risk profiles to assist in the understanding and "selling" of risk to insurance markets.
  • Policy wordings negotiated with insurers to reflect the construction sectors specific risks and requirements.

Are you a Registered Master Builder?

Find out more about our tailored solutions here.


This website contains general information only and does not take into account your individual needs or financial situation. It is important to note that limits, excesses, terms and conditions and exclusions apply to the products and services outlined on this website. Please refer to the relevant policy documents for details of cover, the provision of which is subject to the insurer’s underwriting criteria that apply at the time. Please contact us if you have any questions.