This can cover all insured farm property from damage due to sudden and accidental loss. Cover automatically includes a broad range of farm assets including (but not limited to):
- Animal feed in the open
- Artificial windbreaks
- Bridges, underpasses and culverts
- Bulk fertiliser in the open
- Capital additions
- Deer velvet
- Demolition costs
- Electric fusion
- Employees effects
- Fences
- Hazardous substances emergency
- Hidden gradual damage
- Increased cost of working
- Liquidation, bankruptcy and receivership
- Livestock
- Money extension
- Natural disaster
- Property under construction
- Protection costs
- Refrigerated supplies
- Rural services utilities
- Stock worrying
- Submersible pumps
Optional extensions
There is a broad range of optional extensions you may choose to include in your policy. These include:
- Irrigation equipment
- Live plants
- Milk contamination, deterioration and non-collection
- Orchard trees
- Produce, goods and livestock in transit
- Standing timber
- Sheep mortality following shearing
Covers sudden and accidental death of your working dog or horse anywhere in New Zealand caused by accidental bodily injury or poisoning, as well as veterinary fees incurred for treatment. Cover automatically includes:
- Replacement of working dogs and working horses
- Additional working dogs and working horses
- Intentional slaughter required by regulation
- Theft of working dogs and working horses
Optional extensions
You may also like to include the following in your policy:
- Illness and disease for working dogs
Covers machinery from sudden and accidental loss. Cover automatically includes the following:
- Newly acquired machinery
- Cost of hire of electric motors
- Loss of electronic stored information
- Refrigerant replacement
- Explosion of boilers and pressure vessels
- Demolition costs
- Testing
Optional extensions
You may also like to include the following in your policy:
- Expediting costs
- Submersible pumps
Covers insured machinery from sudden and accidental loss. Cover automatically includes the following:
- Newly acquired machinery
- Cost of hire of electric motors
- Loss of electronic stored information
- Refrigerant replacement
- Explosion of boilers and pressure vessels
- Demolition costs
- Testing
Optional extensions
You may also like to include the following in your policy:
- Expediting costs
- Submersible pumps